Spend your earnings at 50%
PAIPAY is the settlement layer of the PAI ecosystem. Swap a minimum of 100 earned PAIMT — from 4F100, PAIMT Mining, AMH or PAI Rentals — into PAIMT2 and purchase products and services from accredited Agents and Merchants at half the cash price.
PAIMT → PAIMT2 swap calculator
Live PAIMT2 price from Ave.ai, with GeckoTerminal and last-known-good fallback · USD→local FX · refreshed every 60s
Rate update pending · Rate update pending
- 1 PAIMT
- —
- 1 PAIMT2
- —
- USD → GHS
- —
- PAIMT paid
- 100 PAIMT · —
- PAIMT2 quoted
- 0 PAIMT2 · —
- Estimated fee (1%)
- 0 PAIMT2 · —
- Net received
- 0 PAIMT2 · —
Purchasing power at accredited Agents and Merchants — your PAIMT2 settles half the bill, PAI covers the rest.
Figures are indicative and refresh with market prices. Final settlement is confirmed on-chain at the Treasury Wallet.
Connect, verify & request your swap
Wallet & on-chain balances
Rate update pending · Rate update pending
Eligibility check
Enter the PAIMT you earned per platform and mark each source verified once the Escrow desk confirms it. Only verified earned rewards count toward the 100 PAIMT minimum.
- At least one earning source must be marked verified.
- Verified earned balance is below the 100 PAIMT minimum.
- Swap amount exceeds your verified earned balance.
Swap request
Requests are reviewed at the Escrow desk. Once approved and settled on-chain you can download your proof of transaction.
- PAIMT paid
- 100 PAIMT · —
- PAIMT2 quoted
- 0 PAIMT2 · —
- Estimated fee (1%)
- 0 PAIMT2 · —
- Net received
- 0 PAIMT2 · —
My swap requests
No swap requests yet.
Status notifications
Every swap and redemption change — review, approval, settlement, release, completion, dispute and proof availability — is logged here and on the Alerts page.
No PAIPAY notifications yet.
Dispute & refund tickets
Open a ticket for a failed, rejected or disputed swap or redemption. Escrow tracks escalation and refunds, and every ticket has a downloadable record.
No tickets opened.
Earnings that qualify
PAIPAY pools your PAIMT rewards across every PAI platform. Balances combine toward the 100 PAIMT minimum.
Levels 1–7 referral commissions
Daily mining rewards & 30% / 5% referral
Africa Mobile Homes leadership commissions
Device rental & sponsorship earnings
How PAIPAY works
Earn PAIMT
Accumulate PAIMT rewards from any PAI platform into your internal wallet.
Reach 100 PAIMT
PAIPAY unlocks once your combined earned balance reaches 100 PAIMT.
Swap to PAIMT2
Swap at the live Ave.ai market rate. PAIMT2 lands in your Token Pocket wallet.
Pay an approved Merchant
Scan / send PAIMT2 to an accredited Agent or Merchant and settle just 50% of the cash price.
Spend on products & services
Groceries & Consumables
Everyday shopping at accredited PAI retail partners.
Devices & Rentals
Phones, tablets and PAI Rentals subscriptions.
Services
Transport, utilities top-ups, bookings and professional services.
Program Fees
4F100 activation, mining activation and AMH savings contributions.
Accredited Agents & Merchants
Only Agents and Merchants approved by PAI Business Empire can accept PAIPAY settlements. Every partner is vetted, issued a merchant ID and paid out from the Treasury Wallet after on-chain confirmation.
- • Verified business identity and PAI merchant ID
- • Token Pocket wallet on BNB Smart Chain
- • Published price list honouring the 50% PAIPAY rate
- • Settlement receipts reconciled on-chain
Become a PAIPAY partner
Retailers, service providers and field agents can accept PAIMT2 and grow with the PAI community. Submit the application form, complete verification, and start receiving PAIPAY customers.
- PAIMT2 contract
- 0x41B22C402C2E33FC3414b005D99DB8D09a3F3C96
- PAIMT contract
- 0xC508d1425Ab1e893FCF16135AD5a8270641ef288
- Treasury Wallet
- 0xB50C1244086c405749147F47fA8a8a9a1618C2e7
PAIPAY rules
- Minimum swap is 100 PAIMT of verified, earned rewards — bought or transferred tokens do not qualify.
- Swaps execute at the live market rate at the moment of confirmation; quotes are indicative only.
- PAIMT2 received through PAIPAY is intended for spending with accredited Agents and Merchants.
- The 50% rate applies to listed products and services of approved partners only.
- Every payment must be confirmed on BNB Smart Chain before goods or services are released.
- PAI Business Empire may adjust thresholds, discounts and partner accreditation at any time.