Borrow 1,000 PAIMT against a 40% collateral fund
Swap your earned PAIMT into PAIMT2, lock 40% of the loan value in the Treasury Wallet for 30 working days, then receive 1,000 PAIMT in your internal wallet to buy from active Agents and Merchants. Repayments come straight out of your PAIMT earnings — and your collateral is released the moment the loan clears.
How PAILends works
Collect PAIMT from 4F100, PAIMT Mining, AMH leadership and PAI Rentals into your internal wallet.
Swap the required earnings into PAIMT2 through PAIPAY at the live Ave.ai market price.
Send the 40% PAIMT2 Collateral Fund to the Treasury Wallet. It stays locked for 30 working days.
After the lock matures, the loan is released into your internal PAIMT wallet.
Use the loan for advertised business opportunities, products and services from active Agents or Merchants.
Repayments are deducted from your PAIMT earnings (or topped up). Once cleared, the collateral returns instantly.
Apply for a PAILends loan
40% collateral · 30 working-day lock- Loan principal
- 1,000 PAIMT
- Collateral value (40%)
- —
- Loan value
- —
- Lock period
- 30 working days
- Your PAIMT2 balance
- Connect wallet
Collateral is held in the Treasury Wallet 0xB50C…C2e7 and returned in full — no interest is charged on the collateral fund.
Your loan book
My Loans dashboardNo PAILends applications yet. Create one above to see your collateral lock countdown, repayment ledger and collateral release status here.
PAILends terms
- • Earned PAIMT from any PAI platform can be swapped to PAIMT2 to build the Collateral Fund.
- • The Collateral Fund equals 40% of the loan value and must be locked in the Treasury Wallet.
- • Minimum loan amount is 1,000 PAIMT; the lock runs 30 working days (weekends excluded).
- • After the lock matures, the loan is released into the borrower's internal PAIMT wallet.
- • Loan funds are for advertised and promoted business opportunities, products or services from active Agents or Merchants.
- • Repayments are deducted directly from PAIMT earnings across all PAI platforms until fully paid; borrowers may top up or pay off early at any time.
- • Once the loan is fully repaid, the 40% PAIMT2 Collateral Fund is released instantly back to the borrower's PAIMT2 wallet.